Why you don’t need rip-off parcel insurance this Christmas

Anyone using parcel delivery firms this Christmas has been warned to steer clear of pointless “insurance” that could more than triple the cost of sending your presents.

The consumer group Which? said that there is no need to pay delivery firms extra to safeguard against your package being lost or damaged in transit.

Although parcel firms such as Evri, Royal Mail and Yodel routinely sell package cover to ensure your parcel arrives safely, customers are covered under consumer protection rules anyway, the consumer group said. Lisa Webb, an expert in consumer law at Which?, said that extra fees should only be paid for additional services that are not covered by your legal rights. “For example, if you need a high-value delivery to be tracked and