Millions urged to look out for new letters which could mean benefit boost worth £3,500 a year

MILLIONS of households are being urged to keep an eye out for new letters which could mean a £3,500 benefit boost.

The Department for Work and Pensions (DWP) is writing to Brits to make sure they sign up to receive pension credit.

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The DWP is writing to millions of Brits encouraging them to sign up for pension creditCredit: PA

It comes as pensioners across the country are facing rising costs and bills.

The DWP is writing to 11million Brits this New Year urging them to check if they qualify for the boost.

The letter will include an accompanying leaflet encouraging people to sign up for pension credit.

Minister for Pensions Laura Trott last month told The Sun that around 850,000 squeezed pensioners are missing out on the £1.7billion fund by not signing up for the payments.

Ms Trott said: “In the new year, DWP will again write to over 11million pensioners as part of the annual uprating of State Pension.

“The accompanying leaflet has been updated to include this year’s campaign messaging promoting pension credit.”

The DWP says the average pension credit award is worth over £3,500 a year.

Even a small award can unlock further support – such as help with housing costs, council tax and heating bills.

And for those over 75, this includes a free TV licence.

Also, if you’re claiming Pension Credit you are also eligible for the new £900 cost of living payment coming in the spring.

Who is eligible for pension credit?

It is available for people who are over the state pension age, and who live in England, Scotland or Wales.

This is currently rising to 66 for both men and women.

It used to be the case that couples, where one person was over state pension age, could claim, but new rules now mean that both people in a couple must be over retirement age to apply.

This means if you’re single and move in with a partner who is younger than the state pension age, you will stop being eligible.

But if you’re already receiving pension credit under the old system it won’t stop unless your circumstances change.

To qualify, you’ll need to have a weekly income of less than £182.60 for single people or £278.70 for couples.

Pension credit will rise to £201.05 in April, and for couples, it’ll go to £306.85.

If your income is lower than this, you should be eligible for the benefit.

Your income is worked out taking into account various elements including:

The calculation does not include:

If your income is too high to get pension credit, you may still get some savings, so it’s worth checking.

How much can you get in pension credit?

There are two parts to the benefit and pensioners can be eligible for one or both parts:

You may also get additional pension credit if you are disabled, have caring responsibilities or have to pay certain housing costs such as mortgage interest payments.

For instance, you can get either £56.35 a week or £66.85 per week for each child or young person you’re responsible for.

If you are disabled or care for someone who is disabled, you may get more.

For example, if you have a severe disability you could get an extra £69.40 a week or if you care for another adult you could get an extra £38.85 a week.

How do I apply?

You can start your application up to four months before you reach state pension age.

Applications for pension credit can be made on the government website or by ringing the pension credit claim line on 0800 99 1234.

You can get a friend or family member to ring for you, but you’ll need to be with them when they do.

You’ll need the following information about you and your partner if you have one:

If you claim after you reach pension age, you can backdate your claim for up to three months.

How will I be paid?

Your benefits are usually paid into an account, for instance, a bank account.

They’re usually paid every four weeks.

You’ll be asked for your bank, building society or credit union account details when you claim.

But if you have problems opening or managing an account, you might be able to claim a different way.

Do you have a money problem that needs sorting? Get in touch by emailing money-sm@news.co.uk