Tell us: have you used a buy now, pay later service?

© Provided by The Guardian Photograph: Dominic Lipinski/PA

The use of buy now, pay later firms such as Klarna and Clearpay have increased in popularity over recent years. However, missing repayments can result in spiralling debt, prompting these services to be brought under regulation by the UK’s financial regulator.

© Photograph: Dominic Lipinski/PA Buy now, pay later firms such as Klarna and Clearpay are increasing in popularity.

We would like to hear from those who have used these service. What is your experience of keeping up repayments? Have you found it easy to manage or have you found yourself in debt?

You can get in touch by filling in the form below, anonymously if you wish or via WhatsApp by clicking here or adding the contact +44(0)7867825056. Your responses are secure as the form is encrypted and only the Guardian has access to your contributions. One of our journalists will be in contact before we publish, so please do leave contact details.

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