Michael Howard

Michael F. Howard is the Managing Director for the Central Region of Export-Import Bank of the United States.� Since 1988, Mr. Howard has been engaged in the promoting exports of US goods and services through a variety of programs including Export Credit Insurance, Loans and Guarantees and Working Capital Guarantees.� Mr. Howard manages the Central States of the country, providing counseling to exporters on public and private sector risk mitigation products, assisting exporters and bankers with proper preparation of their loan applications, credit insurance applications and introducing exporters to banks willing to accept the Export-Import Bank�s credit insurance policy assignments and Working Capital Guarantees as collateral for loans.� Prior to his leadership of this region, he served four years with the Southeast Regional office of the Bank as a Business Development Officer and as an underwriter, Mr. Howard also served for� four years in the State of Florida Department of Commerce as the states� Export Finance Officer.� With the State of Florida he participated in the authorization of the Florida Export Finance Corporation.� Mr. Howard has also worked for Federal Reserve Bank of Atlanta.Mr. Howard received a BS in Industrial Management from the Georgia Institute of Technology.